Swiss real estate market: rising prices, but financing conditions remain favorable
The Swiss market for owner-occupied housing continues to demonstrate its strength. According to CIFI, condominium prices rose by 0.7% in June and show a 4.5% increase year-on-year. Single-family homes remain stable, with an annual growth of 3.1%. The Lake Geneva region continues its momentum, confirming the lasting appeal of our region among buyers. More broadly, demand remains strong in the country’s main economic hubs, driven by the scarcity of available properties.
Since the SNB’s gradual reduction of its policy rate to zero, SARON mortgages have become significantly more attractive. Long-term fixed rates are also lower than last year’s levels. For many households, purchasing a residential property therefore remains an appealing option: when equity and financial capacity requirements are met, ongoing costs are often lower than those of a comparable rental property.
In this favorable context, acquiring a new home also offers an opportunity to grow and diversify one’s wealth through real estate, while benefiting from modern construction standards, improved energy efficiency, and optimal living comfort.
Capvest Group’s new real estate projects offer unique opportunities for future homeowners seeking a quality living environment and a lasting investment. Now is the ideal time to discover our upcoming available homes and turn your dream of homeownership into reality. Feel free to contact our sales team, who will reach out to you in due course based on your search criteria.
Solanya Properties
hello@solanya.ch
+41 22 344 88 00