Rate stability: a favorable environment for Swiss real estate development
The Swiss National Bank maintained its policy rate at 0% in June 2026, a stability expected to continue at least until 2027, while the ECB continues its monetary tightening.
For Capvest Group, this environment naturally offers excellent visibility on the financing of our ongoing real estate developments. This stability and visibility create a favorable framework for launching new projects. This situation also benefits buyers: money market mortgages remain more than 50% cheaper today than at the end of 2023, and ten-year fixed rates, although slightly higher since their low point, remain particularly competitive by historical standards.
According to UBS, a borrower seeking visibility and security today has every interest in securing a ten-year fixed rate in order to finalize their real estate project under advantageous and predictable financing conditions.
Feel free to contact us regarding upcoming projects to be announced this fall, as we will reach out to you as a priority for our exclusive pre-sales.
Source: UBS, Interest Rates and Mortgages – Swiss Real Estate, June 2026