For the past four weeks, we have seen a significant drop in mortgage rates in Switzerland, regardless of the loan term. For a 10-year term, an average decrease of 0.38 percentage points has been noted, reaching up to 0.46 percentage points with institutions such as the Zurich Cantonal Bank and Swiss Life. For five-year terms, an average decrease of 0.32 percentage points is observed, up to 0.48 percentage points at Zurich Insurance. Rates below 2% are again possible for short maturities of two years, offered by Swissquote and Hypomat, behind which is the Glarus Cantonal Bank.

SNB President Thomas Jordan has indicated that the key interest rate is expected to be raised in December, but the pressure for a further increase is diminishing as inflation is on the path expected by the custodians of the currency. This makes homeownership as attractive as ever, especially since according to Raiffeisen economists, rents are expected to rise by about 10% soon.

Whether you want to make your dream of home ownership come true or invest in a rental property, discover the new projects from our Ehden Collection:

– Les Vignes d’Ehden“ in Anières (GE) – rag.lesvignesdehden.ch

– La Fontaine d’Ehden“ in Corseaux (VD) – rag.lafontainedehden.ch

– Les Rives d‘Ehden“ in La Tour-de-Peilz (VD) – rag.lesrivesdehden.ch

Retail Advisors Geneva
info@retailadvisors.ch
+41 22 344 88 00